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Capital Structure: Role in efficient financial management

Capital structure refers to the combination of various sources from where the long-term funds which are required for business may be raised. It may be called a ‘capital-mix’ which comprises of equity capital, preference capital and debt capital. Financial management has several objectives, the most important one being...
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A Handy Guide To Student Loan Consolidation

There are several loan schemes for the students in the United States of America. Also, students can go for loans like PLUS loans, Perkins Loans, Stafford Loans etc. A student may need more than one loan at a time. Hence, it would be a tremendous burden on him/her...
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Debt Securitization: A novel approach to financing

Securitization is a process by which the financial assets of a business are transformed into securities. Financial assets of a business comprise of Loans given, Credit card balances, hire purchase receivables, mortgage backed receivables, accounts receivables on trade etc. One may get confused between factoring and debt securitization....
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Shortcomings of financial statement analysis

Financial statements are the mirrors of a business. There are various tools for financial statement analysis. Financial statement analysis helps the reader to understand the over performance of the business and its state of condition on a given date. However, one must remember that financial statement analysis is...
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Options Trading: How it may help you make more money

Options are a kind of derivatives. Options are traded on a registered exchange. Nowadays, options are commonly traded in an online mode through option brokers. It must be remembered that derivative are basically of two types (a) Futures and (b) Options. Hence, one must not try to project...
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Tax Benefits for Education

As per the IRS law, there are several deductions, tax credits and savings plans which are available to the taxpayers who seek to acquire higher education. A deduction is nothing but a reduction from the amount of your gross income on which tax is payable. Due to this,...
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Devang Vibhakar
Devang Vibhakar
(Editor, www.SpeakBindas.com)
SpeakBindas is a Limca Book of Awards winning blog. It's a PR3 blog with 1000+ articles & Interviews. Devang Vibhakar - Founder - has interviewed more than 350+ people and has been to Scotland, London & Germany. He's a writer, speaker, traveler & movie-goer !! He has also written four books. He's passionate about bringing forth interesting stories & interviews of people from various sectors of life to avid readers of SpeakBindas. You can reach him here .